PURPOSE: Protects homeowners from the onerous costs related to the remediation of petroleum dischantes on residential property. Unless the insurer prevails on the affirmative defense, the standard homeowner's insurance policy should cover the claim.
This purpose, to me, reads that if a person is not responsible enough to have taken into account the fact that they may have an issue at some time, so that they don't put away money to be able to have the money to take care of the cleanup in the future, the insurance company now knows that they may have to pay for this, therefore they will raise the rates for ALL of those covered, so that they have the money to pay for the claims when they come in. That's a mandate on ALL property owners for those who have oil tanks and don't prepare for the possiblities.
Quoted Text
(a) requires all homeowners' policies of insurance to cover the cleanup and removal costs and all direct and indirect damages relating to a discharge of petroleum;
...and an additional charge to make sure the company itself doesn't pay for it.
Quoted Text
BACKGROUND AND JUSTIFICATION: A petroleum discharge or spill is a seri- ous threat to the environment. Spills that occur on residential proper- ties can cost anywhere from several thousand dollars to hundreds of thousands of dollars to clean up. Many of these spills involve petroleum storage systems whose tanks or lines have leaked allowing oil to seep into the soil and impact groundwater which is a typical source of drink- ing water. Remediation may include soil excavation. tank removal and replacement (if the tank was the source). and groundwater monitoring= or treatment. The homeowner is strictly liable for the discharge or spill and the subsequent clean-up costs. Insurance companies have routinely included absolute pollution exclusions in all homeowner policies and denied coverage of these costs. This legislation requires these costs to be covered in homeowner policies. These cases. though the often consti- tute a severe financial burden to individual homeowners and are a threat to the environment are limited and should not impose a burden on insur- ance companies.
This legislation states that the insurance companies responsible customers of the insurance companies will have to pay for this. Remember, corporations don't pay taxes, their customers do.
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Therefore, the Comptroller urges passage of this legislation.
...and name me a Democrat that doesn't want someone (other than the responsible party) to pay for someone else's issue.
This law is a mistake and another cut out of every single New Yorkers' pockets (remember, renters will pay this too, since their landlords will pass this cost on through rent / fees).
folks can insure anything they want to....models insure their legs/lips/eyes etc......dont tell me that folks with tanks cant buy a 'rider'......?????
I'm not seeing the cell block......there is ALWAYS a way around/out/in or whatever........as for environmental damage,,,,the corporations already pay HUGE amounts of 'fees' for environmental issues related to their services......and I'm SURE,,,and I am saying this as a NYS resident, that NYS collects their own environmental 'fees' via gas/oil etc......
SHOW ME THE $$ TRAIL!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
JMHO-----this is smoke up our butts.....and the sheeple have been lied to all this time.......
...you are a product of your environment, your environment is a product of your priorities, your priorities are a product of you......
The replacement of morality and conscience with law produces a deadly paradox.
STOP BEING GOOD DEMOCRATS---STOP BEING GOOD REPUBLICANS--START BEING GOOD AMERICANS
I think there are not enough "tree huggers" out there to care for the environment, IMHO. We need to protect our Earth for future generations. The environment is just as important as the national debt, both need to be controlled.
Put down the banana pipe. The environmental and emissions controls are NATIONAL issues. The last thing we need on this horrible County Legislature is another person not focused on exploding spending and taxes. Mary should be running for Town Bored. She lacks expertise on County issues. Yet to hear one comment on County disasters like the new $100 MILLION nursing home, Metrograft or firing DEM political hacks.
Typical Tom and Gerry knee jerk. Fire this one fire thatone. Who did the Dems fire when they took control??? Huh. cmon Mr Pastrami who?? You put down the hate pipe and move on It is what it is. Move to a different county and blast off there. Please
I think there are not enough "tree huggers" out there to care for the environment, IMHO. We need to protect our Earth for future generations. The environment is just as important as the national debt, both need to be controlled.
So you will be voting Republican on this one, eh? Since there is an environmental advocate running you are backing her? GREAT!
"While Foreign Terrorists were plotting to murder and maim using homemade bombs in Boston, Democrap officials in Washington DC, Albany and here were busy watching ME and other law abiding American Citizens who are gun owners and taxpayers, in an effort to blame the nation's lack of security on US so that they could have a political scapegoat."
Like stated before, there are more than enough tree huggers out there. Rotterdam clearly does not need a tree hugger in office. I respect her stand on the environment, but that is surely not a reason to be elected.
Also, Schenectady COUNTY already has an active environmental committee formed that will encompass the entire county. Perhaps Ms. Barrie could become involved there.
When the INSANE are running the ASYLUM In individuals, insanity is rare; but in groups, parties, nations and epochs, it is the rule. -- Friedrich Nietzsche
“How fortunate for those in power that people never think.” Adolph Hitler
Three things are clear. One: Ms. Barrie is very nice. Two: She is not a Republican. Three: She is in denial about number Two.
Yet Another Inconvenient Truth.
Someone should send her a copy of the Republican Party platform and plan the ensuing intervention.
There's a REP County platform? There's some news. Did she qualify for the ballot? Heard on Hamburg St that she was having troubling getting enough signatures.
There's a REP County platform? There's some news. Did she qualify for the ballot? Heard on Hamburg St that she was having troubling getting enough signatures.
Rep platform???? From reading Grahm's post's, I thought their strategy was to call the democrats liberals and socialist and offer themselves as the alternative with no ideas. Just expecting people to pull the lever for republicans because it's the "other" major party. Ya know, the default choice.
The current County republicans are lazy, that's why they WILL lose. They will be out worked.
Ms Barrie might be nice and all, I don't know cause I don't have a clue who she is. But she's not going to cut it with the environmental stuff. Environmentalists do one thing and one thing only.....SPEND TAXPAYER'S MONEY AND CREATE GOVERNMENT PROGRAMS!
When the INSANE are running the ASYLUM In individuals, insanity is rare; but in groups, parties, nations and epochs, it is the rule. -- Friedrich Nietzsche
“How fortunate for those in power that people never think.” Adolph Hitler
Logged
Put down the banana pipe. The environmental and emissions controls are NATIONAL issues. The last thing we need on this horrible County Legislature is another person not focused on exploding spending and taxes. Mary should be running for Town Bored. She lacks expertise on County issues. Yet to hear one comment on County disasters like the new $100 MILLION nursing home, Metrograft or firing DEM political hacks.
