when you were between the ages of 18 and 26, did you own health insurance?
Prime car wreck ages for men... Prime baby years for women.
I owned it on and off. I was never a burden. Couples planning to conceive, purchase health insurance, again, third party payer money and inflation make it unaffordable without it. With a lower national birth rate than 50 years ago and a greater supply of maternity hospitals, you would think based on market law of supply and demand costs for child birth would go down. Hmmmm...I wonder why they didn't?
I owned it on and off. I was never a burden. Couples planning to conceive, purchase health insurance, again, third party payer money and inflation make it unaffordable without it. With a lower national birth rate than 50 years ago and a greater supply of materaty hospitals, you would think based on market law of supply and demand costs for child birth would go down. Hmmmm...I wonder why they didn't?
So let me get this right... Before Cicero planned on a car wreck... He 'd buy health insurance! Good planning Cic!
The modern conservative is engaged in one of man's oldest exercises in moral philosophy; that is, the search for a superior moral justification for selfishness. John Kenneth Galbraith
So let me get this right... Before Cicero planned on a car wreck... He 'd buy health insurance! Good planning Cic!
Do I have to go over the odds again? You are always making the exception the norm. Anyway, I take the bus, so I shouldn't have to pay for risky behavior like a delivery driver or traveling sales person. It's all about fair share and equality isn't it box?
BTW, if I do travel by car I don't wear a seatbelt to increase my chane of fatality so not to burden the system.TIC
BTW, if I do travel by car I don't wear a seatbelt to increase my chane of fatality so not to burden the system.TIC
Normally, I'd warn against not wearing a seat belt... but in your case Cic... I don't that a head injury to the windshield would do much harm.
You consider the odds to be slight... yet car accidents are one of the leading causes of death and serious injury for that age group. The cost to the taxpayer... even if you should die in the wreck, is huge.
The cost of an ICU... (even if you eventually die) is often over $10,000 a day to the American Taxpayer if the deadbeat free loader can afford health insurance, but opts to have the taxpayers pay instead.
You know... good ole' Republican "Personal Responsibility"!
The modern conservative is engaged in one of man's oldest exercises in moral philosophy; that is, the search for a superior moral justification for selfishness. John Kenneth Galbraith
You do know that you'll be eligible for Medicaid (CDPHP) if you make less than Something like $31,500 right? Or more than that if there is more than just yourself in your household. Also, there is no co-pay.
You consider the odds to be slight... yet car accidents are one of the leading causes of death and serious injury for that age group. The cost to the taxpayer... even if you should die in the wreck, is huge.
Box, I think we went over this. Based on your figures, it was 14% in that age group that were seriously injured. A vast majority have no major injuries or health issues - actuaries know this, they always have. What changed is, the boomers are hitting retirement age, somebody has to pay for them.
Box, I think we went over this. Based on your figures, it was 14% in that age group that were seriously injured. A vast majority have no major injuries or health issues - actuaries know this, they always have. What changed is, the boomers are hitting retirement age, somebody has to pay for them.
If that 14% follow your advice and don't get insurance... that means the taxpayers will end up paying for their health care... because of their personal irresponsibility.
IMO... if those who advocate opting out were stacked outside the ER until they die... the pile of smelly fly invested bodies would, in a few short months, convince the free loaders that they should buy some insurance. Or... Those who are in the Free Loader group... those who opt out... should only be taxed for the health care of those in their group... the DeadBeats. Cic would only have to pay for "his group"... the other DeadBeats...and the rest of us taxpayers, won't be charged with their care.
The modern conservative is engaged in one of man's oldest exercises in moral philosophy; that is, the search for a superior moral justification for selfishness. John Kenneth Galbraith
Normally, I'd warn against not wearing a seat belt... but in your case Cic... I don't that a head injury to the windshield would do much harm.
You consider the odds to be slight... yet car accidents are one of the leading causes of death and serious injury for that age group. The cost to the taxpayer... even if you should die in the wreck, is huge.
The cost of an ICU... (even if you eventually die) is often over $10,000 a day to the American Taxpayer if the deadbeat free loader can afford health insurance, but opts to have the taxpayers pay instead.
You know... good ole' Republican "Personal Responsibility"!
no fault CAR INSURANCE covers folks in cars....homeowners for those other issues....healthcare is a different animal and mostly CHOICE...
choice to get pregnant choice to work dangerous etc etc.....
After being in healthcare for 20+years there has been a MARKED increase in use...haven't seen the 200 year old human folks that take zocor and prevacid DON'T CHANGE THEIR DIETS TO GET OFF THE STUFF....
NO ONE PAYS ATTENTION TO THEIR BODIES....they make choices they want not choices they need.....
hey, listen I'm all for choice....I smoke cigars and drink tequila....I work for my choices....
most folks don't save 3-4months income, much less 1years worth for those 'just in case' situations...why? because we spend too much on the 'end-cap' crap at stores and so called sales....oh, we're such good consumers that we forget to take care of the more important consumption called life.....
bad things happen all the time....national healthcare is just another 'at least'......
...you are a product of your environment, your environment is a product of your priorities, your priorities are a product of you......
The replacement of morality and conscience with law produces a deadly paradox.
STOP BEING GOOD DEMOCRATS---STOP BEING GOOD REPUBLICANS--START BEING GOOD AMERICANS
You should be able to 'hand pick' the coverage you want. If you are a single guy or a women who medically can't have children....their premiums should be lowered. Don't need a prosthetic...lower premiums. Don't wear a hearing aid...lower premiums. Don't need drug/alcohol rehab...lower premiums. Don't need glasses/eye care...lower premiums.........Don't want dental....lower premiums. Guys don't have boobs(mammogram)....lower premiums. Girls don't have penis'(prostate)....lower premiums....etc.....
BC/BS use to have this option years ago. You could change it yearly. This should be a continued practice. An individual should be able to customize their own health insurance policy.
When the INSANE are running the ASYLUM In individuals, insanity is rare; but in groups, parties, nations and epochs, it is the rule. -- Friedrich Nietzsche
“How fortunate for those in power that people never think.” Adolph Hitler
You should be able to 'hand pick' the coverage you want. If you are a single guy or a women who medically can't have children....their premiums should be lowered. Don't need a prosthetic...lower premiums. Don't wear a hearing aid...lower premiums. Don't need drug/alcohol rehab...lower premiums. Don't need glasses/eye care...lower premiums.........Don't want dental....lower premiums. Guys don't have boobs(mammogram)....lower premiums. Girls don't have penis'(prostate)....lower premiums....etc.....
BC/BS use to have this option years ago. You could change it yearly. This should be a continued practice. An individual should be able to customize their own health insurance policy.
Hey, I'd like to "hand pick" alot of things, but it doesn't work that way. I'd like to hand pick cable TV, because there are about 40 channels that I never, ever watch. I'd like to hand pick my house taxes because nobody in my family has ever gone to public schools, had to call the cops, or needed to call the fire department. I live on a road that is maintained by the state, so while we're at it, you can keep your snowplows, and school buses too. However, I can't predict the future and say with any truth, that there is no possible eventuality where I might need those services.
There are some things you mentioned that you can't absolutely guarantee you will never need in the future, or if your circumstances change.
Although, there is no way in hell I'm ever going to watch the golf channel, or the home shopping channel.
If that 14% follow your advice and don't get insurance... that means the taxpayers will end up paying for their health care... because of their personal irresponsibility.
How many ways do I have to explain it? If the other 86% of uninsured that do not use or use sparingly heath care services, and are already paying for the other 14%'s health care through their taxes, how does further penalizing them with an individual mandate save them money?
Why are healthy young Americans force to pay more than their "fair share"? Where is the "equality" for those paying extra for services they statistically most likely not going to use?
The drain on the system is the boomer generation that spent America $15 trillions in debt nationally and put states billions in debt and they are leaving their kids the bill. Even if it means calling their children "freeloaders" for not wanting to pay. During the boomer generation, millions of people borrowed money and filed bankruptcy a countless number times while chasing the American Dream of "whoever has the most toys wins". God forbid a young adult took a calculated risk and did not purchase health insurance and had to file bankruptcy for unpaid medical expenses if he/she ended up being the 14%
The boomers are the "freeloaders" they are the ones that are a drain on the system. Do not fall for upside down logic that the young and healthy are the drain on the system. It is the Social Security that was never in the "lockbox" and mismanagement of the social programs for the aging. The boomers raped and pillaged this country blind. They ran up the debt and never paid for their own collective retirement plan because everybody wanted to live 'lifestyles of the rich and famous', and the chickens are coming home to roost at their children's front steps.
How many ways do I have to explain it? If the other 86% of uninsured that do not use or use sparingly heath care services, and are already paying for the other 14%'s health care through their taxes, how does further penalizing them with an individual mandate save them money?
Possibly you don't understand the problem. The ONLY PEOPLE PAYING THE TAX/PENALTY WILL BE THOSE WHO REFUSE TO BUY HEALTH INSURANCE. Those responsible taxpayers who also have health insurance WON'T have to pay that Tax/Penalty.
The modern conservative is engaged in one of man's oldest exercises in moral philosophy; that is, the search for a superior moral justification for selfishness. John Kenneth Galbraith
Possibly you don't understand the problem. The ONLY PEOPLE PAYING THE TAX/PENALTY WILL BE THOSE WHO REFUSE TO BUY HEALTH INSURANCE. Those responsible taxpayers who also have health insurance WON'T have to pay that Tax/Penalty.
I'm talking about the responsible 86% that do not have insurance because they are statistically a very low risk and still pay the taxes that pay for the 14% "freeloader". They are already paying for the "freeloader" through their taxes. An actuary will tell you they are a very low statistical liability to the health care system. So are you suggesting that if these low risk people now buy heath insurance, they will pay LESS in taxes than they did prior to purchasing health insurance? OR, are the taxes they pay going to be the SAME, and NOW they have to pay an additional tax in the form of private health insurance(that they most likely will not use) or pay a penalty/tax?
Hey, I'd like to "hand pick" alot of things, but it doesn't work that way. I'd like to hand pick cable TV, because there are about 40 channels that I never, ever watch. I'd like to hand pick my house taxes because nobody in my family has ever gone to public schools, had to call the cops, or needed to call the fire department. I live on a road that is maintained by the state, so while we're at it, you can keep your snowplows, and school buses too. However, I can't predict the future and say with any truth, that there is no possible eventuality where I might need those services.
There are some things you mentioned that you can't absolutely guarantee you will never need in the future, or if your circumstances change.
Although, there is no way in hell I'm ever going to watch the golf channel, or the home shopping channel.
some of what I have heard has come directly in one on one verbal conversation with a leading surgeon at a highly regarded medical facility in Boston...
so before everyone "PANICS" the truth of the matter is that the OC is designed to question and confuse.....
have anyone of you read the bill directly and understand the full meaning????....
It's a law that no one REALLY understands.......leacew the medical profession alone...it's tough enough today to get good care......
just sayin'.....if this is all we have to choose in an election year....this country is in sorry shape....gone are the days
when a young man/woman said in his kindergarten class.....when asked.....WHEN I GROW UP I WANT TO BE THE PRESIDENT....
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