Confirming that if you give stuff away for free, you make money. Man you are so fu**in stupid.
~ Providing no-cost contraceptive coverage is cost effective. A recent study shows that it costs employers 15-17 percent more not to provide coverage for contraception than to provide it. ~ Every dollar invested by the government in contraception saves $3.74 in Medicaid expenditures for care related to unintended pregnancies. ~ In 2008, services provided at publicly funded family planning clinics resulted in a net savings of $5.1 billion.
The modern conservative is engaged in one of man's oldest exercises in moral philosophy; that is, the search for a superior moral justification for selfishness. John Kenneth Galbraith
OMFG you didn't just link that....The Guttmacher Institute...Are you serious?
I'm too busy right now playing EVE to even take more than 5 mins to retort to this retarded crap you just linked so I'll just post the crappy wiki link.
The Guttmacher Institute is a non-profit organization which works to advance reproductive health including abortion rights. The institute operates in the United States and globally "through an interrelated program of social science research, policy analysis and public education."[1][2] According to their mission statement, this program aims to "generate new ideas, encourage enlightened public debate, promote sound policy and program development and, ultimately, inform individual decision making."[1]
The Guttmacher Institute in 1968 was founded as the "Center for Family Planning Program Development", a semi-autonomous division of The Planned Parenthood Federation of America. The Center was renamed in memory of Alan Frank Guttmacher, an Ob/Gyn and former president of Planned Parenthood, and the Guttmacher Institute became an independent, not-for-profit corporation in 1977.[3] Guttmacher's four decades of experience claims to demonstrate that scientific evidence — when reliably collected and analyzed, compellingly presented and systematically disseminated — can make a difference in policies, programs, and medical practice.
So, let me know when you get some ACTUAL facts from the insurance industry, instead of flinging this monkey sh*t.
Now who looks stupid.
"Approval ratings go up and down for various reasons... An example is the high post 911 support for GWB even though he could be said to be responsible for the event." --- Box A Rox '9/11 Truther'
Melania is a bimbo... she is there to look at, not to listen to. --- Box A Rox and his 'War on Women'
Alan Frank Guttmacher, MD (1898-1974) was an American obstetrician/gynecologist. He served as president of Planned Parenthood and vice-president of the American Eugenics Society.
"Approval ratings go up and down for various reasons... An example is the high post 911 support for GWB even though he could be said to be responsible for the event." --- Box A Rox '9/11 Truther'
Melania is a bimbo... she is there to look at, not to listen to. --- Box A Rox and his 'War on Women'
You would think insurance companies would have figured out that giving birth control out like pez would have made them more money. Thank God for the community organizer pointing this out to the actuaries.
I used the The Guttmacher link because they had compiled data from several sources. The data is available from a multiple sources:
How about : ~National Business Group on Health – “A 2000 study by the National Business Group on Health, a membership group for large private- and public-sector employers to address their health policy concerns, estimated that it costs employers 15–17% more to not provide contraceptive coverage in employee health plans than to provide such coverage, after accounting for both the direct medical costs of pregnancy and indirect costs such as employee absence and reduced productivity.” http://www.businessgrouphealth.org/healthtopics/maternalchild/investing/docs/mch_toolkit.pdf
OR
~U.S. Department of Health and Human Services Empirical Evidence on the Cost of Contraception Evidence from well-documented prior expansions of contraceptive coverage indicates that the cost to issuers of including coverage for all FDA-approved contraceptive methods in insurance offered to an employed population is zero.
In 1999, Congress required the health plans in the Federal Employees Health Benefits (FEHB) program to cover the full range of FDA-approved contraceptive methods. The FEHB program is the largest employer-sponsored health benefits program in the United States, and at the time, it covered approximately 9 million Federal Employees, retirees and their family members and included approximately 300 health plans. The premiums for 1999 had already been set when the legislation passed, so the Office of Personnel Management (OPM), which administers the FEHB program, provided for a reconciliation process. However, there was no need to adjust premium levels because there was no cost increase as a result of providing coverage of contraceptive services.
Also in 1999, Hawaii prohibited employer group health plans from excluding contraceptive services or supplies from coverage, requiring them to include FDA-approved contraceptive drugs or devices to prevent unintended pregnancy.[4] A report on this experience by the Insurance Commissioner of Hawaii concludes that the mandate did not appear to increase insurance costs in any of the four surveyed health plans in Hawaii servicing employer groups. http://aspe.hhs.gov/health/reports/2012/contraceptives/ib.shtml
OR
WAYNE METCALF, CONTRACEPTIVE COVERAGE REPORT 8 (2001), For the State Of Hawaii The Insurance Commissioner of Hawaii issued a report in December 2001 about whether the state’s contraceptive equity law passed in 1999 increased the cost of health insurance. After surveying four health plans in the state that cumulatively covered at least 538,000 members, he concluded that the law “did not appear to have a direct effect on an increase in the cost of health insurance.” http://hawaii.gov/dcca/ins/reports/2001_contraceptive_report.pdf
The independent results are repeated over and over again that all point to no added cost for including Conception insurance coverage.
I've posted three different sources to prove my point..... And... Buck has posted (get this) HIS OPINION!!!
The modern conservative is engaged in one of man's oldest exercises in moral philosophy; that is, the search for a superior moral justification for selfishness. John Kenneth Galbraith
Sebelius: Decrease in Human Beings Will Cover Cost of Contraception Mandate By Fred Lucas March 1, 2012
(CNSNews.com) – Health and Human Services Secretary Kathleen Sebelius told a House panel Thursday that a reduction in the number of human beings born in the United States will compensate employers and insurers for the cost of complying with the new HHS mandate that will require all health-care plans to cover sterilizations and all FDA-approved contraceptives, including those that cause abortions.
“The reduction in the number of pregnancies compensates for the cost of contraception,” Sebelius said. She went on to say the estimated cost is “down not up.”
YUP! Pregnancies are expensive. Prenatal care$, hospital charge(for mom and baby)$, Obstetrician charge$, at least 18 years of health care for infant to adult$$$... OR The price of a box of condoms or birth control pills.
Every baby born adds hundreds of thousands of dollars in costs to an insurance plan... When Contraception is covered in that plan, women have less babies and less costs.
The modern conservative is engaged in one of man's oldest exercises in moral philosophy; that is, the search for a superior moral justification for selfishness. John Kenneth Galbraith
Confirming that if you give stuff away for free, you make money.
Man you are so fu**in stupid.
Ya can't cure stupid!!!
When the INSANE are running the ASYLUM In individuals, insanity is rare; but in groups, parties, nations and epochs, it is the rule. -- Friedrich Nietzsche
“How fortunate for those in power that people never think.” Adolph Hitler
Read the post Bumbler... It explains it well enough for anyone of average intelligence to understand it. You may need to get your kids to help you. I'm sure they will understand it.
And you're right... Ya can't cure stupid!
The modern conservative is engaged in one of man's oldest exercises in moral philosophy; that is, the search for a superior moral justification for selfishness. John Kenneth Galbraith
This is simple enough explaination that even box can understand...
Quoted Text
Rep. Brett Guthrie (R-Ky.), a member of the subcommittee, said after the hearing that if mandating contraception saves money there shouldn’t be a need for a mandate.
“Their argument is this: Health insurance companies will offer it for free because they make money. You reduce the number of people getting pregnant therefore you reduce the cost of pregnancy, or low birth weight pregnancies or other kind of pregnancies,” Guthrie told CNSNews.com.
“If you think about it, why don’t health insurance companies provide it now if the argument is health insurance companies are going to make a lot of money? If the health insurance companies were really acting in their own best interest, they would be giving these pills out for free, if it really saved money,” Guthrie added.
This is simple enough explaination that even box can understand... “Their argument is this: Health insurance companies will offer it for free because they make money. You reduce the number of people getting pregnant therefore you reduce the cost of pregnancy, or low birth weight pregnancies or other kind of pregnancies,” Guthrie told CNSNews.com.
Look at the crying weeping and threats that have come from the American Taliban (the Catholic Church) about this issue. Who would invite the wrath of a "Bishops Jihad"?
Insurance companies are in business to make money. They set their rates by the costs they incur... so with this coverage or with out it, they will charge to compensate for any increase in costs.
28 US States now require this coverage, WITH NO EXEMPTIONS and there was not a peep from the Catholic Church's Gestapo troops... Why now? Why was this issue ALL OF A SUDDEN a major Religious Confrontation??? COULD IT BE BECAUSE A PRO CHOICE INCUMBENT IS RUNNING FOR REELECTION???
Conservatives want SMALLER GOVERNMENT... ONE THAT FITS INSIDE A WOMAN"S UTERUS!
The modern conservative is engaged in one of man's oldest exercises in moral philosophy; that is, the search for a superior moral justification for selfishness. John Kenneth Galbraith
Quoted Text The authors therefore concluded that “what we call ‘after-birth abortion’ (killing a newborn) should be permissible in all the cases where abortion is, including cases where the newborn is not disabled”.
They also argued that parents should be able to have the baby killed if it turned out to be disabled without their knowing before birth, for example citing that “only the 64 per cent of Down’s syndrome cases” in Europe are diagnosed by prenatal testing.
Once such children were born there was “no choice for the parents but to keep the child”, they wrote.
“To bring up such children might be an unbearable burden on the family and on society as a whole, when the state economically provides for their care.”
WOW!!! Kill the unborn....kill the new borns.....kill the disabled.....kill the elderly!!! Holy crap....this is Sanger/Hitler's dream come true. It's sad to think that they both didn't live long enough to see their societal dream of ridding society of the parasites come to fruition!!
Ya know....I think that when your kid reaches 2 or 3 and ya discover that they are autistic....you should be able to kill them too. Same for infantile diabetes, childhood cancer...etc....it is too much of a financial/emotional burden on the family and society as a whole!!
Looks like Sanger didn't go quite far enough on getting rid of the parasites. Next on the agenda.....AFTER BIRTH ABORTIONS........and at NO CHARGE!!!! This will save the insurance companies even more $$$.
Dimwits!!
When the INSANE are running the ASYLUM In individuals, insanity is rare; but in groups, parties, nations and epochs, it is the rule. -- Friedrich Nietzsche
“How fortunate for those in power that people never think.” Adolph Hitler
WOW!!! Kill the unborn....kill the new borns.....kill the disabled.....kill the elderly!!! Holy crap....this is Sanger/Hitler's dream come true. It's sad to think that they both didn't live long enough to see their societal dream of ridding society of the parasites come to fruition!!
Ya know....I think that when your kid reaches 2 or 3 and ya discover that they are autistic....you should be able to kill them too. Same for infantile diabetes, childhood cancer...etc....it is too much of a financial/emotional burden on the family and society as a whole!!
Looks like Sanger didn't go quite far enough on getting rid of the parasites. Next on the agenda.....AFTER BIRTH ABORTIONS........and at NO CHARGE!!!! This will save the insurance companies even more $$$.
Dimwits!!
If you've heard the expression "RABID RIGHT WING EXTREMISTS" and not understood what it means... Read Bumblers Rant.
The modern conservative is engaged in one of man's oldest exercises in moral philosophy; that is, the search for a superior moral justification for selfishness. John Kenneth Galbraith
Conservatives want SMALLER GOVERNMENT... ONE THAT FITS INSIDE A WOMAN"S UTERUS!
I don't think I've heard a more illogical argument yet. Arguing the case for government FORCING religious organizations to provide contraception, and framing the argument as if the Catholic Church was PROHIBITING the use of contraception. It is government that is FORCING itself into the WOMAN'S UTERUS not the other way around, it is the government that is regulating contraception. The Catholic Church doesn't have the power to regulate and prohibit, but the government does. It is the liberals that are ASKING, NO, NO, DEMANDING that the federal governement regulate a woman's uterus' and reproduction.
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