Lucia Harkenreader’s check landed in her mailbox last week: a rebate of $456.15 from her health insurance company, with a letter dryly explaining that the money came courtesy of the federal health care law. (OBAMACARE)
The law requires insurers to give out annual rebates by Aug. 1, starting this year, if less than 80 percent of the premium dollars they collect go toward medical care. For insurers covering large employers, the threshold is 85 percent.
As a result, insurers will pay out $1.1 billion this year, according to the Department of Health and Human Services
they will tell us what medical care is.....it's all rhetoric for votes.....
If you have a pre existing condition that leaves you with out health insurance... it's not all rhetoric... if you were an adult child under 26 with no health care, you can now be covered under your parents health care...it's not all rhetoric If you are among the 50 million Americans with out health care... it's not all rhetoric.
If you are a conservative politician... it IS all rhetoric.
The modern conservative is engaged in one of man's oldest exercises in moral philosophy; that is, the search for a superior moral justification for selfishness. John Kenneth Galbraith
If you have a pre existing condition that leaves you with out health insurance... it's not all rhetoric... if you were an adult child under 26 with no health care, you can now be covered under your parents health care...it's not all rhetoric If you are among the 50 million Americans with out health care... it's not all rhetoric.
If you are a conservative politician... it IS all rhetoric.
The rhetoric is that being "covered" equals quality treatment. The flat out lie is you last sentence that 50 million Americans are without health care. They are without health INSURANCE. Every American has access to MEDICAL care. Obamacare didn't change that. Obamacare just FORCE Americans to pay the insurance companies money that they may have otherwise spent elsewhere. Box and the statists have decided for eveybody where they will spend their money. Government knows best.
The rhetoric is that being "covered" equals quality treatment. The flat out lie is you last sentence that 50 million Americans are without health care. They are without health INSURANCE. Every American has access to MEDICAL care. Obamacare didn't change that. Obamacare just FORCE Americans to pay the insurance companies money that they may have otherwise spent elsewhere. Box and the statists have decided for eveybody where they will spend their money. Government knows best.
Tell me Cicero... if today you had no health insurance and went to the ER with heart attack symptoms... the Dr in the ER stabilizes your condition, and sends you home, but says that you need a heart bypass... Who will pay for your heart bypass? You have no Insurance... the ER won't do it.
If today you collapsed from an unknown diabetes condition and were taken to the ER. They stabilized your condition and sent you home with instructions to get follow up care. Who would pay for your diabetes care??? Who would pay for your insulin? Who would pay for your Doctor visits???
You have a job, and refuse to buy your employers health care, and you're not on welfare... so who would pay?
You posted: "Every American has access to MEDICAL care." They have access??? With no insurance, and no dollars to pay for this Medical care? They are then left with the Conservative Health Care Plan ... The Conservative Health Care Plan??? Oh... Just go f'n die some where, preferable some where away from me so I don't have to see it or hear it.
The modern conservative is engaged in one of man's oldest exercises in moral philosophy; that is, the search for a superior moral justification for selfishness. John Kenneth Galbraith
Tell me Cicero... if today you had no health insurance and went to the ER with heart attack symptoms... the Dr in the ER stabilizes your condition, and sends you home, but says that you need a heart bypass... Who will pay for your heart bypass? You have no Insurance... the ER won't do it.
If today you collapsed from an unknown diabetes condition and were taken to the ER. They stabilized your condition and sent you home with instructions to get follow up care. Who would pay for your diabetes care??? Who would pay for your insulin? Who would pay for your Doctor visits???
A lot of "if's" there box. Do you live your life in perpetual fear of "what if"? You're hanging on pretty tight to life aren't ya box? Do you expect everybody else to live like that?
Insurance is a scam box. You are force to bet against yourself. Insurace should be optinal for those that live in fear of their health like yourself. If it was optional, prices of health care would natually come down to meet the real demand. When you have billions of money pooled, the doctors can overcharge for the care of the sick on the backs of the healthy. Also, people shouldn't be allowed to walk away from their medical bills, they should have to pay them. Of course the way it is set up now, the pricing isn't a a true pricing based on supply and demand because of the massive amounts of government and insurance money in the medical system. So people outside of the insurance system are being charged a rate reflective of the massive amount of money already in the system. If you take that money out, prices would have to adjust - or doctors would be out of business.
If you've noticed, many doctors have two tier pricing. The insurance rate is fixed based on the negotiation with selected insurance companies based on the insurance companies risk. So insurance may agree to pay $100 an office visit. But if you don't have insurance, most doctors(GP) reduce the price to something more affordable - say $50 or $75.
A lot of "if's" there box. Do you live your life in perpetual fear of "what if"? You're hanging on pretty tight to life aren't ya box? Do you expect everybody else to live like that?
Insurance is a scam box. You are force to bet against yourself. Insurace should be optinal for those that live in fear of their health like yourself. If it was optional, prices of health care would natually come down to meet the real demand. When you have billions of money pooled, the doctors can overcharge for the care of the sick on the backs of the healthy. Also, people shouldn't be allowed to walk away from their medical bills, they should have to pay them. Of course the way it is set up now, the pricing isn't a a true pricing based on supply and demand because of the massive amounts of government and insurance money in the medical system. So people outside of the insurance system are being charged a rate reflective of the massive amount of money already in the system. If you take that money out, prices would have to adjust - or doctors would be out of business. If you've noticed, many doctors have two tier pricing. The insurance rate is fixed based on the negotiation with selected insurance companies based on the insurance companies risk. So insurance may agree to pay $100 an office visit. But if you don't have insurance, most doctors(GP) reduce the price to something more affordable - say $50 or $75.
SO I must conclude by Cicero's many posts against health insurance... THAT HE HAS NONE!
The modern conservative is engaged in one of man's oldest exercises in moral philosophy; that is, the search for a superior moral justification for selfishness. John Kenneth Galbraith
"Any man who thinks he can be happy and prosperous by letting the Government take care of him; better take a closer look at the American Indian." Henry Ford
If you have a pre existing condition that leaves you with out health insurance... it's not all rhetoric... if you were an adult child under 26 with no health care, you can now be covered under your parents health care...it's not all rhetoric If you are among the 50 million Americans with out health care... it's not all rhetoric.
If you are a conservative politician... it IS all rhetoric.
unfortunately you haven't learned the medical lingo....I HAVE......and believe it---there are qualifiers and they will decide the 'quality of life' that you should have....regardless of YOUR rhetoric and subjective rants of pain/ills etc......
care and it's definition are subjective to the $$ and cost of SPREADING THE WEALTH.....you know how a cake is frosted thin everywhere.....and most folks want the piece of cake with the 'lumped up frosting'......
we'll have our cake and eat it too.....
to the back of the line comrade....you're too old for this procedure, I'm not......
...you are a product of your environment, your environment is a product of your priorities, your priorities are a product of you......
The replacement of morality and conscience with law produces a deadly paradox.
STOP BEING GOOD DEMOCRATS---STOP BEING GOOD REPUBLICANS--START BEING GOOD AMERICANS
Health Insurers Raise Some Rates by Double Digits By REED ABELSON Published: January 5, 2013
Health insurance companies across the country are seeking and winning double-digit increases in premiums for some customers, even though one of the biggest objectives of the Obama administration’s health care law was to stem the rapid rise in insurance costs for consumers.
Dave Jones, the California insurance commissioner, said some insurance companies could raise rates as much as they did before the law was enacted. Particularly vulnerable to the high rates are small businesses and people who do not have employer-provided insurance and must buy it on their own.
In California, Aetna is proposing rate increases of as much as 22 percent, Anthem Blue Cross 26 percent and Blue Shield of California 20 percent for some of those policy holders, according to the insurers’ filings with the state for 2013. These rate requests are all the more striking after a 39 percent rise sought by Anthem Blue Cross in 2010 helped give impetus to the law, known as the Affordable Care Act, which was passed the same year and will not be fully in effect until 2014.
In other states, like Florida and Ohio, insurers have been able to raise rates by at least 20 percent for some policy holders. The rate increases can amount to several hundred dollars a month.
The proposed increases compare with about 4 percent for families with employer-based policies.
Under the health care law, regulators are now required to review any request for a rate increase of 10 percent or more; the requests are posted on a federal Web site, healthcare.gov, along with regulators’ evaluations.
The review process not only reveals the sharp disparity in the rates themselves, it also demonstrates the striking difference between places like New York, one of the 37 states where legislatures have given regulators some authority to deny or roll back rates deemed excessive, and California, which is among the states that do not have that ability.
New York, for example, recently used its sweeping powers to hold rate increases for 2013 in the individual and small group markets to under 10 percent. California can review rate requests for technical errors but cannot deny rate increases. http://www.nytimes.com/2013/01.....tml?hp&_r=2&
Obamacare Shock: 9-21% of Americans to LOSE coverage Posted on May 6, 2013
Consultants at Deloitte expected 9 percent of companies to drop coverage, while Mercer’s estimate was 21 percent. The Congressional Budget Office, which provided the official projection of the law’s cost, was much lower. If there’s an exodus from employer health plans and those workers end up in the Obamacare exchanges, the program’s cost will explode. But the opposite problem also could be disastrous for the law’s viability. The dumped workers and many of those now without policies may not go to the exchanges at all, opting instead to pay the penalty, which will be much lower than the cost of a health plan.
If the young and healthy stay away, those left in the exchanges will be older and sicker — pushing premiums higher and driving more people out.
When the INSANE are running the ASYLUM In individuals, insanity is rare; but in groups, parties, nations and epochs, it is the rule. -- Friedrich Nietzsche
“How fortunate for those in power that people never think.” Adolph Hitler
Fox News Poll: 56 percent want to go back to pre-ObamaCare system
By Dana Blanton
Published May 22, 2013
Majorities of American voters say their family will be worse off under the Affordable Care Act, and think it would be better to go back to the pre-ObamaCare health care system.
A Fox News poll released Wednesday finds that while 26 percent of voters say their health care situation will be better under the new law, twice as many -- 53 percent -- say it will be worse. Another 13 percent say it won’t make a difference.
Almost all Republicans (85 percent) and just over half of independents (51 percent) say they will be worse off under ObamaCare. Nearly half of Democrats expect to be better off (48 percent), while about one-quarter believe they will be worse off (24 percent).
Young voters and seniors are pessimistic about ObamaCare. Majorities of those under age 35 and those 65+ think things will be worse under the 2010 health care law.
That helps explains why a 56-percent majority wants to go back to the health care system that was in place in 2009. Some 34 percent would stick with the new law.
Three in ten Democrats would rather go back to the pre-ObamaCare system (30 percent). That view climbs to 55 percent among independents and 85 percent among Republicans.
Box loves throwing out majority figures when it comes to gun laws and other things but when the majority wants Obamacare gone it will be a different story, my guess he will blast the source or say how it doesn't matter because someone called it constitutional.
"In the beginning of a change, the Patriot is a scarce man, brave, hated and scorned. When his cause succeeds, however, the timid join him, for then it costs nothing to be a Patriot."
Box loves throwing out majority figures when it comes to gun laws and other things but when the majority wants Obamacare gone it will be a different story, my guess he will blast the source or say how it doesn't matter because someone called it constitutional.
Much of ObamaCare has yet to be implemented. This Oct will be the beginning for many of the countries uninsured to have Health Insurance!
ObamaCare requires health insurers to spend at least 80 percent of collected premium dollars on medical care. If not, they have to rebate the difference to the customer. This year, insurers rebated slightly over $1 billion, or about $151 per person on average.
The modern conservative is engaged in one of man's oldest exercises in moral philosophy; that is, the search for a superior moral justification for selfishness. John Kenneth Galbraith
posted on May 20, 2013 Employers Offering ‘Skinny’ Coverage to Side-Step Obamacare Fines imagesSome employers are avoiding Obamacare penalties by offering “skinny” insurance plans that provide workers with minimum coverage like preventive care but little else, including benefits to help cover hospitals stays.
The minimum coverage qualifies as acceptable under the new healthcare reform law, so benefit advisers and insurance brokers are pitching minimum plans nationally, reports the Wall Street Journal.
Employers who offer the plans are recognizing they can avoid a $2,000-per-worker penalty by doing so, even though the plans often don’t cover basics like surgery, X-rays or prenatal care, let alone hospitalization.
The employers could still face other penalties, but they expect them to cost less than the $2,000 per worker fine for opting out of Obamacare. As a result, the Journal reported, more companies are seeking minimum coverage plans helping to create what amounts to a new industry of basic insurance brokers and benefit administrators pushing the plans to clients.
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